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News
Could You Have More Debt Than Your Credit Report Shows? The Fed Says BNPL Creates a Blind Spot
4+ day, 13+ hour ago (236+ words) More broadly, 30% of bank-account owners who used BNPL reported an overdraft or NSF fee from some transaction during 2025, compared with 8% of non-BNPL users. That doesn’t prove BNPL caused the overdrafts, but it reinforces the Fed’s finding that BNPL users tend…...